As keen students of Financial Systems in general and of the credit systems driving businesses in India in particular, we discovered an extremely skewed Supply of Viable Credit Vs Demand.
It emerged that “Credit challenge in India is fast becoming insolvable due to a combination of risk aversion, appraisal issues, widespread fraud and minimal engagement between lenders and borrowers.”
CreditSiddhi is the outcome of the efforts to make this insolvable challenge into a plausible solution.
At CreditSiddhi, our objective is to redefine the credit ecosystem by creating a platform for Financial Institutions and Enterprises to collaborate at an unparalleled scale. We leverage AI and big data capabilities that enable demand aggregation, efficient loan origination, 360-degree appraisal, quick disbursement and effective monitoring of loan portfolio.
We envision an ecosystem that speeds up the process of credit for enterprises while empowering financial institutions to minimize delinquency, thus creating a positive spiral of business growth in the country.
A Fintech professional before it became fashionable.
Starting his career in 1995 as Equities Sales trader, he transitioned to Fintech in 2000. Since then has co- created, scaled, run, managed P&L and monetized complex pieces of technology ranging from Equities & derivatives trading to Lending & Bank in the Box on cloud
In course of work he
A Fintech professional before it became fashionable.
Starting his career in 1995 as Equities Sales trader, he transitioned to Fintech in 2000. Since then has co- created, scaled, run, managed P&L and monetized complex pieces of technology ranging from Equities & derivatives trading to Lending & Bank in the Box on cloud
In course of work he has been able to successfully break multiple stereotypes and produce points of excellence in work area by sheer hard work and persistence.
He is an MBA in Finance from IMS Indore and also CISSP certification holder from (ISC)² USA
Sajal is an entrepreneurial leader with 30+ years of experience in establishing new businesses in start-ups as well as large multinational technology organizations.
He has led investments and creation of businesses in India and International markets across US, Europe, and APAC. Developed businesses in new market segments, new geographies
Sajal is an entrepreneurial leader with 30+ years of experience in establishing new businesses in start-ups as well as large multinational technology organizations.
He has led investments and creation of businesses in India and International markets across US, Europe, and APAC. Developed businesses in new market segments, new geographies while managing $100M P&Ls and delivery with high growth, profitability and customer engagement.
Copyright © 2021 Finnovus Technologies Pvt. Ltd. - All Rights Reserved
CIN: U72900MH2020PTC340845