NEO by CreditSiddhi

Every business has an economic identity. NEO makes it readable.

NEO turns business records, financial activity, and commercial relationships into one picture of an MSME.

Institutions see the company behind the documents.

Explore MSME certification
The problem

Active for years. Still hard to assess.

Customers, regular payments and a real operating history rarely come together in one view. Records, cash flow and relationships sit apart, so the picture stays incomplete. The evidence exists. It just isn’t in one place.

Business records

Registrations and filings describe the business on paper.

Financial activity

Banking, inflows, and collections show how money moves.

Commercial relationships

Customers and suppliers show who the business works with.

The business is already there. What’s missing is a way to read it.

What changes

From a one-time snapshot to a living economic record.

Today

The one-time snapshot

  • One point in time, quickly out of date
  • Rebuilt from documents for each decision
  • Different on every institution's desk
With NEO

A temporal economic graph

  • Builds up as the business shares new documents, refreshed quarterly or on request
  • One standard identity, built to be reused across institutions
  • Signals tied to the documents they come from

Illustrative view of how the picture of a business fills in as documents are shared. Not a score.

The NEO approach

One clearer picture of the business.

NEO brings business information, financial activity, and commercial relationships into a single Economic Identity for an MSME.

The output is a NEO Economic Identity Report: a practical view of the business that supports an institution's own assessment.

Business information
Financial activity
Commercial relationships
Economic IdentityOne view of the MSME
NEO Economic Identity ReportSupports the institution's own assessment
NEO Economic Identity Report

See the business behind the numbers.

The report organises what is known about an MSME, so review starts from the business itself.

The report supports assessment. Credit policy and the final decision stay with the institution.
Who NEO serves

One Economic Identity. Three ways to use it.

The same picture of a business, read differently by each side of the relationship.

For lenders

Look past the application.

Business, financial, and credit information in one view, built for MSME assessment.

See the NEO Economic Identity Report, the NEO Score, and how assessment works on NEO.

Explore NEO for lenders
For MSMEs

Make your business easier to read.

NEO MSME Certification gives eligible businesses an evidence-based identity institutions can review.

See the process, who qualifies, and which documents you need.

Explore MSME certification
For supply chain owners

Know the businesses you work with.

A referral is a start. A structured view of identity and commercial activity gives partner evaluation something concrete to work from.

Explore NEO for supply chains
MSME certification

Your track record is already there. Put it on record.

NEO MSME Certification helps eligible businesses present an evidence-based identity when institutions review them for credit and other opportunities. NEO verifies the documents you submit and issues a profile institutions can review.

5,000Free for the
first 5,000 eligible MSMEs.
Terms apply.
What you need

    Certification depends on eligibility, verification, and applicable terms.

    Next step

    Put Economic Identity to work.

    For lenders and institutional partners

    See MSMEs with more context.

    Walk through the report and where it fits your assessment.

    For MSMEs

    Your history is already in the business.

    Certification is how you present it.

    Explore MSME certification