About CreditSiddhi
Every business has an economic identity. NEO reveals it.
Who we are
CreditSiddhi is a product of Finnovus Technologies Private Limited, a company based in Mumbai, India. We build NEO, which helps India’s micro, small and medium businesses show who they are as businesses.
A business’s story already exists in its records: its bank statements, its registration, its filings and the customers it serves day after day. It is just not in one place, and so the people who could back it often never see it. NEO brings these records together into a NEO Economic Identity Report and a NEO MSME Certification that a business can show.
What we believe
- A business is more than a number. Its record of doing business is the real evidence of what it is.
- The business stays in charge. You upload your own documents, you decide who sees your report, and you can say yes or no to each institution.
- Fair and open. We are open about how NEO works, about our role, and about who pays us for what.
- Care with information. We ask only for what is needed and keep it safe, in India.
What we do
- For MSMEs: NEO turns your Udyam registration and 12 months of bank statements, with GST returns and a balance sheet if you wish, into your NEO Economic Identity Report and Certification. The base Certification is free for the first 5,000 eligible MSMEs.
- For banks, NBFCs and MFIs: NEO lets regulated institutions see a business as it is and meet the businesses that fit them, once the business agrees. Finnovus is not a lender. The institution decides and lends.
Our leadership
Chetan Pandya, Founder and CEO. Chetan has spent over 30 years in capital markets, banking technology, credit risk and cybersecurity, including senior roles at Kotak Securities, Intellect Design Arena and IL&FS Investsmart. He holds an MBA in Finance and the CISSP certification.
Where to find us
Finnovus Technologies Private Limited (CIN U72900MH2020PTC340845)
Registered office: 5th Floor 11-B/503 Baronet CHS, Lokhandwala Township, Akurli Road, Kandivali East, Mumbai, Maharashtra-400101
General enquiries: customer.services@creditsiddhi.com
Grievances: customer.services@creditsiddhi.com, marked “Grievance” in the subject line
creditsiddhi.com and creditsiddhi.in