Your business has a track record. Make it visible.
Transactions, cash flow, and commercial relationships are already a history. NEO MSME Certification helps eligible businesses present that history as an evidence-based identity when institutions review them for credit and other opportunities.
You are more than the documents in the file.
You know the work, the customers, and the relationships. An institution can only review what it can see. A clear view of your business information makes that track record easier to present.
Put your Economic Identity on record.
Certification helps eligible MSMEs present a structured, evidence-based picture of the business.
Start with your identity
Set up your business profile with the required details.
Share your documents
Submit what the certification process asks for.
See your profile
Understand what your certification shows an institution, and what it says about your business.
Each document adds to the picture.
The report draws on the information provided, so the sections an institution sees grow with the documents you share. The table below is indicative.
| Document | Business identity | Cash flow | Relationships | Credit and repayment |
|---|---|---|---|---|
| Udyam registrationRequired | Supports | Not on its own | Not on its own | Not on its own |
| Bank statements, previous 12 monthsRequired | Supports | Supports | Supports | Supports |
| GST returns and balance sheetIf you have them | Supports | Supports | Supports | Not on its own |
Filled circle: the document can contribute to that section. What appears depends on the data available for your business, and on verification.
Start with the right documents.
first 5,000 eligible MSMEs.
Terms apply.
Eligibility, verification, and applicable terms apply.
An evidence-based view of your identity.
NEO verifies the documents you submit and issues a profile institutions can review. It gives eligible businesses an evidence-based view of their identity. Loan approval, pricing, and acceptance remain each institution's decision.
Your history is ready. Take the next step.
See the requirements and how to get started.