Our Integrated Product portfolio addresses the need of your entire
Credit Management Life Cycle,
Right from Customer Acquisition to Post Disbursal Service on an ongoing basis
Novus is a comprehensive customer engagement platform driving an optimal and efficient credit life cycle which is agnostic to credit formats and mode of incorporation of the business.
It consists of Internet and Mobile Channels.
NEO is a data science oriented platform with structured and instructed data of businesses, promoters and industry, empowers financial institutions to underwrite credit with its AI/ML based technology backbone.
NEO Pro empowers the financial institutions to manage the credit book effectively with its predictive analysis capabilities would forecast or trigger alerts to make a better quality credit portfolio.
Opportunity Identification through deep insight of Industry and Consolidation Points. Acquisition models such as
Enables rapid on-boarding Through deep connects within the industry verticals and initial connects in the top-down approach enables CreditSiddhi to create the credit book for the financial institutions in quick time in the chosen verticals of Industries.
Complete the KYC in contact less digital as well as assisted digital mode. Trained data extraction tools and forensic engine assists in ensuring quality of data. Agnostic to mode of incorporation of the business. Trained data extraction tools and forensic engine assists in ensuring quality of data.
Engagement platform for enterprises and lenders brings all the players on the same platform, helping drive an optimal and efficient credit life cycle.
AI First Chat Bot Engine to provide 24X7 Post Disbursal Service to the Enterprises and Dashboards to keep customer in control of their business.
Mobility Platform to keep abreast with Information and insights while on the move.
Suitable for micro enterprises
To full fill the immediate requirements
Unlock the cash flows within your supply chain
NEO possess a huge repository of standard and alternate data points consolidating about 92+ individual data sources in structured and unstructured formats.
Industry specific Algorithm is capable of assessing any type of Enterprise and provide a go-no-go decision, leveraging the standard and alternate data points,
Financial Institutions can deploy Tailored/Specialized algorithm to assess the Business.
Financial Violations of Company and Promoters. Data on Cross Company Holdings, PEP, UBO and International Exposure.
Capable to identify digitally altered documents and anomalies in the document submitted, makes it an effective fraud detection tool.
Algorithmic Evaluation of the contents to ensure the integrity of the contents.
On Board Credit Portfolio of the Financial Institution into the Assessment Engine.
With its predictive analysis capabilities supplemented by media engine and policy monitor Portfolio Assessment Engine would forecast or trigger alerts to make a better quality credit portfolio.
Provide Industry Insights from a large number of Data sets which would be an effective tool in decision making on exposure to different Industry Verticals.
Alerts and Advisories on Financial Violations and Media Reports.
The platform acquires structured and unstructured data from various sources using advanced technologies.
Integrated and validated with Data Sources and Credit Bureaus.
Analytics engine organizes the data in such a manner that patterns, antipatterns and blind spots are uncovered and actionable inputs are derived.
Complete automation using Artificial Intelligence based BOTs to better turn around time and cost optimization.
Platform is available in different modes such as SaaS, PaaS and hybrid. Financial Institutions can leverage that platform's API based or File based integrations to empower its credit life cycle management.