Redefine Credit Ecosystem

Novus is a comprehensive customer engagement platform driving an optimal and efficient credit life cycle which is agnostic to credit formats and mode of incorporation of the business. 

It consists of Internet and Mobile Channels.

NEO is a data science oriented platform with structured and instructed data of businesses, promoters and industry, empowers financial institutions to underwrite credit with its AI/ML based technology backbone.

NEO Pro empowers the financial institutions to manage the credit book effectively with its predictive analysis capabilities would forecast or trigger alerts to make a better quality credit portfolio. 

NEO possess a huge repository of standard and alternate data points consolidating about 92+ individual data sources  in structured and unstructured formats.

Industry specific Algorithm is capable of assessing any type of Enterprise and provide a go-no-go decision, leveraging the standard and alternate data points, 

Financial Institutions can deploy Tailored/Specialized algorithm to assess the Business. 

Financial Violations of Company and Promoters. Data on Cross Company Holdings, PEP, UBO and International Exposure.

Capable to identify digitally altered documents and anomalies in the document submitted, makes it an effective fraud detection tool. 

Algorithmic Evaluation of the contents to ensure the integrity of the contents.  

The platform acquires structured and unstructured data from various sources using advanced technologies.

 Integrated and validated with Data Sources and Credit Bureaus.  

Analytics engine organizes the data in such a manner that patterns, antipatterns and blind spots are uncovered and actionable inputs are derived.

 Complete automation using Artificial Intelligence based BOTs to better turn around time and cost optimization. 

Platform is available in different modes such as SaaS, PaaS and hybrid. Financial Institutions can leverage that platform's API based or File based integrations to empower its credit life cycle management.